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Rent To Own Cell Phones

Looking for a bad credit cell phone payment plan? RTBShopper offers flexible monthly rent to own cell phones from Apple, Google, Samsung, and more. No credit history needed, no hidden fees! Discover the perfect cell phone payment plan for your dream phone: iPhone 15, Galaxy S25, or Pixel 9, all available now.

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as low as $29.42/month1
Retail price: $549.99
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Retail price: $1,039.99
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Retail price: $939.99
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Retail price: $809.99
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as low as $12.30/month1
Retail price: $229.99
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as low as $24.07/month1 $66.87/month
Retail price: $449.99
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as low as $28.89/month1 $41.19/month
Retail price: $539.99
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as low as $48.15/month1 $60.45/month
Retail price: $899.99
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as low as $8.02/month1 $10.16/month
Retail price: $149.99
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as low as $66.87/month1
Retail price: $1,249.99
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as low as $44.40/month1
Retail price: $829.99
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as low as $27.28/month1 $53.50/month
Retail price: $509.99
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as low as $5.88/month1 $9.09/month
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as low as $24.07/month1 $37.98/month
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as low as $13.91/month1 $20.86/month
Retail price: $259.99
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as low as $13.91/month1 $20.86/month
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as low as $14.44/month1 $20.86/month
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as low as $24.07/month1 $34.24/month
Retail price: $449.99
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as low as $87.20/month1 $113.95/month
Retail price: $1,629.99
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as low as $87.20/month1 $113.95/month
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as low as $6.95/month1 $9.09/month
Retail price: $129.99
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as low as $5.35/month1 $6.42/month
Retail price: $99.99
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as low as $53.50/month1 $66.87/month
Retail price: $999.99
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as low as $53.50/month1 $66.87/month
Retail price: $999.99
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as low as $53.50/month1 $66.87/month
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as low as $10.70/month1 $12.84/month
Retail price: $199.99

iPhone Financing with Rent To Own

iPhone financing is easy on RTBShopper.com! Have you been looking for phone leasing near me? Look no more! We offer rent-to own phone payment plans for people with a bad credit score or no credit history at all!

Whether you need to replace an old phone, need a new phone for business or you want to get your hands on the best new cell phones in 2025 - we've got a payment plan for you. Our industry leading leasing partners are working harder than ever to help us offer credit options for people with all lending profiles!

Bad Credit Score or Credit History? No Problem.

You don't need good credit or a history of credit records to get eligible phone financing with low monthly payments or weekly payments. RTBShopper's same day pick up puts your new cell phone in your hands TODAY while you pay it off over time. Find easy electronic financing near me with RTBShopper.

The process is easy. Simply order the mobile phone on our website and enroll in a flexible payment plan that fits your budget. We offer the best lease pricing in the country and provide free shipping with every new device.

It takes just a few minutes to fill out the online application, and you could get an approval for financing, even if you have poor credit! Once approved, just pay a $50 down payment and e-sign the lease agreement to finalize your phone purchase.

In 2025, cell phones are not a luxury - they're a necessity! If you're tired of dealing with poor service, upgrade to 5G with RTB today.

Rent to Own iPhone Online

We carry the latest smartphones like Apple iPhones, Samsung Galaxy phones, and other select devices. Don't let your credit hold you back from a new Apple iPhone 16, Samsung Galaxy S25, or a Google Pixel 9 - you deserve the latest and greatest too!

All cell phones are carrier unlocked - this means you can take your phone to AT&T, Verizon, T-Mobile, or other carriers which offer customers unlimited talk, unlimited text, or prepaid plans - you can still get iPhone financing without credit checks.

Your cell phone payment plan should be convenient. That's why we line your payments up with your pay schedule!

Skip a trip to the Apple Store and get instant rent to own iPhone financing with us! No matter what Apple Product you're looking for - we got it and at an affordable price. Unlike traditional retailers - our easy online application means eligible customers could qualify for fast rent to own financing; even if you're not approved there's no bad credit embarrassment or hassle like you get with applying for leasing credit or financing in-person.

Don’t worry about poor credit. We don’t require a credit check!

Don’t worry about not having enough cash saved up. We offer low money down lease finance plans to fit your lifestyle!

Don’t worry if you don’t want to come go out to pick up your new cell phone. We offer free shipping on all orders over $50!

Our bad credit financing is unrivaled - we've helped thousands of customers just like you get what they needed. If you have any questions, reach out to us and one of our expert team members can help find you flexible payment plans that work with your pay days and budget. The application process is super easy and fast with no risk at all.

Rent to Own Cell Phones on Monthly Payments

Have you been searching for cell phone leasing company with iPhone 16 Pro Max rentals near me? Well your search is over! At RTBShopper.com we have cell phone plans that're absolutely unbeatable. Find iPhone 15 Pro - rent or lease options - whichever option is better for your budget. Whether you have bad credit or no credit history at all, we can help you secure a lease agreement with low payments that match your schedule. We also include free shipping with every new smartphone, so you can get the new device you need without high costs or hidden fees.

Apply online in less than two minutes and you might qualify for more leasing credit than you would expect.

  1. Select the cell phone you want to finance and it to your cart. Add any special phone case, phone accessories or screen protectors you might want as well.
  2. Once your cart is ready, press “continue to checkout” and you will be directed to submit our risk-free application.
  3. If you are approved for a rent to own agreement, you will be asked to pay the low $50 and select the flexible pay plan that works for you. You could be qualify for more buying power than you would expect! (not all applicants will be approved) without a credit check in only a couple of minutes! Any sales tax or other applicable taxes are included in your lease.
  4. That’s all you need to do! You will receive your products quickly — often on the same day if you go pick it up at a local Best Buy near you! Everything you can find in the apple store, you can find on our site!
  5. Once your cell phone is shipped out, we will notify you via email. Now just make sure to pay your payments to keep your account in good standing.

If you have any questions, check out our frequently asked questions to learn more!

What You Need to Apply for Cell Phone Financing Payment Plans

When you are ready to apply to finance your cell phone plan, all you need to apply is the following:

  • Your social security number or ITIN.
  • A valid credit or debit card. You will have to pay $50 upfront then you can set up the payment plan to fit your pay schedule.
  • Government issued ID such as a driver’s license, state ID or passport.
  • You must be 18 years or older to apply.

iPhone Financing For Bad Credit

If you need a new iPhone but have bad credit or don’t have the cash saved up to pay for it all at once, you can get rent-to-own cell phone payment plans to make things more manageable for your finances.

Our cell phone financing plans are great for people with a bad credit score or for people who don’t want to shop with traditional credit cards, deal with high-interest rates, and cell phone companies with sky high security deposits.

Get approved for rent-to-own electronics on RTBShopper.com and get instant access to shopping credit on our website today!

If you are ready to get your cell phone payment plan today, simply browse our site and start shopping now! Don't waste your time on Rent A Center cell phones./p>

1 The quoted price estimate is not provided by Progressive Leasing. This price estimate is only an estimate, and is subject to applicable sales tax, approval & qualification, and which partner you select at checkout. Same day pickup only valid for specific items at participating locations. Actual terms and total cost will be in your lease agreement or financing agreement.

Multiple financing offers may be available at checkout. Applications for financing are subject to eligibility, credit approval, state residency restrictions, and other qualifications. As low as prices do not reflect those financing offers.

No Credit Needed: Progressive Leasing obtains information from credit bureaus. Not all applicants are approved.

2 Early Purchase Option: Standard agreement offers 12 months to ownership. Early purchase options cost more than the retailer’s cash price (except 3-month option in CA). To purchase early or to cancel lease you must call 877-898-1970. Retailer cannot activate early purchase options.